The opinions expressed in this blog are solely of the author, an employee of EP Wealth Advisors (“EPWA”). The services and selection criteria referenced here are intended to highlight the capabilities of EP Wealth Advisors and its staff. The subjects, referenced directly or indirectly, are not intended to be regarded as a comprehensive assessment of all categories, requirements, or qualifications that a client or prospective client should consider when assessing or comparing Financial Advisors and/or Firms. They are intended to serve as a tool containing general information that should assist you in the development of subsequent discussions. Content does not involve the rendering of personalized investment advice nor is it intended to supplement professional individualized advice. There are factors that are particular to your unique situation and/or that may be important to you that were not referenced in this blog post and/or considered by the author. EPWA makes no representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information presented herein. There is no guarantee or warrantee that hiring or working with a EPWA or any other Financial Planner, Financial Advisor and/or Advisory Firm will increase the probability of investment success or that you will achieve higher performance or results, nor does it guarantee that you will obtain better overall client experience. All investments and investment strategies or subject to profit and loss and the risk of investment loss can never be eliminated. EPWA is not in the business of providing tax or legal services or advice. Always consult your tax advisor and/or attorney regarding your specific situation.