What Does a Financial Advisor Do?

The role of a financial advisor is to assist individuals in effectively and strategically managing substantial wealth. After objectively assessing a client’s situation, financial planning services may include:

  • Creating investment strategies
  • Providing retirement planning guidance
  • Offering advice on budgeting, insurance, estate planning, and tax optimization

EP Wealth’s Certified Financial Planners® are committed to the highest professional standards, including advice that’s in your best interest and full transparency. Our holistic approach provides you with diversified financial plans tailored to your unique goals and best interests — not product sales or commissions.


The Expertise of Our Financial Advisors

EP Wealth works with retirees, executives, athletes, entertainment professionals, doctors, engineers, lawyers, divorcees, heirs, and other high-net-worth individuals. We specialize in a wide range of financial planning areas, catering to diverse needs and goals. With our team of experts boasting varied areas of expertise, we can advise you on anything from retirement to real estate with confidence.


EP Wealth’s Personalized Approach to Financial Planning

Understanding your needs is our top priority. During the initial discovery meeting, we ask about your objectives, concerns, and aspirations, while studying your income, expenses, assets, and liabilities.

Following a document review and financial health assessment, we draw up a detailed financial plan that includes suggested allocations, investments, tax planning, projections, and financial strategies.

Your financial advisor will present all proposals and analysis in a clear and straightforward manner, using charts and projections when helpful, and demonstrating how these financial strategies align with your personal life goals.

We keep the lines of communication open through subsequent financial consultations to regularly review your strategy and adapt to changing circumstances, laws, or market conditions.


Customized Financial Strategies

We understand that no two financial journeys are the same. We take pride in customizing financial roadmaps to individual scenarios, with flexibility and adaptability built right into a dynamic plan.

We believe that financial planning is an ongoing process, and we’re here to support you and ensure your financial strategy continues to align with your aspirations and expectations, regardless of life’s changes.


Additional Services and Support

In addition to everyday budgeting and investment management, our areas of specialty include:

  • Tax Planning: Reduce your liability by optimizing your use of tax-advantaged saving vehicles.
  • Retirement Planning: Close the gap between yearly income and the amount you need to retire.
  • Estate and Legacy Planning: Plan your wills, trusts, and estate transfers without probate.


How To Find a Financial Advisor Who’s Knowledgeable and Ready to Serve Your Needs

What started for us as a single location has grown to multiple offices in Arizona, California, Colorado, Illinois, Maine, Massachusetts, New Hampshire, Pennsylvania, South Carolina, Texas, Utah, and Washington. Visit our Advisors page for the most current office information.

People choose EP Wealth for financial guidance and knowledge that extends across teams, along with friendly, personable local service. You’re in good hands here, with a commitment to transparent, ethical, and informed financial advice.


  • The information presented here is not intended to be regarded as a comprehensive list of considerations, including but not limited to, categories, services, or qualifications that a client or prospective client should consider when assessing or comparing Financial Advisors and/or Firms. As the author of this piece, EP Wealth Advisors, LLC (“EPWA”) has tailored the messaging of this article to align with the categories, services, qualifications, capabilities and services that it offers. EPWA makes no representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information presented. EPWA reserves the right to make changes to some or all of the information displayed here without notice.
  • The need for a financial advisor or financial planner and/or the type of services required are specific to the uniqueness of each individual’s circumstances. The content and topics expressed here are limited in nature and intentionally written to highlight the services offered by EPWA. There is no guarantee or warrantee that the services offered by EPWA will satisfy your financial services requirements. Services offered by other advisors may be more suitable to your specific needs.
  • EPWA offers services to a variety of clients, including but not limited to the clients referenced herein. Although, a client type has been identified here, EPWA cannot guarantee that it has extensive experience working with the type of clients named. Experience working with different clients differs and EPWA cannot guarantee nor imply that it has expertise serving all client types.
  • There is no guarantee that the services detailed herein will be offered and/or delivered to a client or prospective client. The services EPWA offers clients will depend on a number of factors including the need of each respective client for the service and the willingness of the client to provide all supporting and/or required information that will allow EPWA the opportunity to deliver a service. In many instances, clients or prospective clients may not have a need for all or some of the services detailed here, and, therefore, will not receive that service.
  • Hiring a qualified advisor and/or financial planner does not guarantee investment success and does not ensure that a client or prospective client will experience a higher level of performance or results. No guaranty or warranty is made that any direct or implied results or projections being represented here will be met or sustained.
  • Information presented is general in nature and should not be viewed as a comprehensive analysis of the topics discussed. It is intended to serve as a tool containing general information that should assist you in the development of subsequent discussions. Content does not involve the rendering of personalized investment advice nor is it intended to supplement professional individualized advice. 
  • All investment strategies have the potential for profit or loss. Different types of investments and investment strategies involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for a client's portfolio. The risk of loss can never be eliminated even if working with a professional.
  • EP Wealth Advisors, LLC. is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the advisor has attained a particular level of skill or ability


Our breadth of coverage across the U.S. means we’re local—here to serve your needs at your convenience.