Wealth Management for Professional Athletes & Coaches

Who We Work With (NFL, MLB, NBA, NHL, UFC, College, HS, Coaches)

We serve athletes and coaches at every stage, from NIL earners to professionals, helping navigate the financial complexities of a career in sports.

Who We Serve: Professional/Emerging Athletes and Coaches

We work with athletes across every stage of their careers, from high school and college NIL earners to established professionals, helping manage complex income streams, preserve wealth, and plan for life beyond sports.

Common Financial Mistakes Athletes and Coaches Could Make

• Underestimating tax obligations
• Overspending early income
• Relying on inexperienced advisors
• Signing unfavorable NIL or endorsement deals
• Lack of long-term planning

Our role is to help you be informed of these risks before they may impact your career or financial future.

How EP Wealth Can Help Athletes and Coaches

• Fiduciary advice—we provide guidance rooted in your best interest
• Experience with complex, irregular income streams
• Coordination with sports agents, attorneys, and tax professionals
• Long-term planning beyond your playing or coaching career

Name, Image, Likeness (NIL) Wealth Management Services for Athletes

As a fiduciary, EP Wealth works with college athletes earning NIL income to manage every part of their financial lives, from contracts and tax filings to investment planning and risk management—putting their best interests first. NIL deals can create real opportunities, but they also bring complex decisions. We build custom financial plans around your goals, coordinate with your team, and help you make informed decisions that support both your career and your future.

Core NIL Financial Services

NIL Financial Planning & Cash Flow Management

NIL income arrives quickly and often unpredictably. We help you build a financial plan that brings structure to your cash flow: how money comes in, how it’s spent, and how much is set aside. Our guidance includes planning for taxes, establishing consistent savings habits, and building the financial literacy needed to make informed decisions. Our goal is to help you use your current income in ways that support both your immediate needs and long-term goals.

NIL Tax Planning

NIL income is taxable and often more complex than athletes expect. Our advisors help you think ahead, manage your obligations, and look for tax-efficient ways to handle your income. That includes guidance on how different types of NIL income are taxed, how to prepare for multi-state filings, and when estimated payments may be required. We also coordinate with tax professionals to support accurate filings and reduce the risk of penalties or missed obligations.

NIL Contract Review

We review the financial terms of your NIL contracts so you know exactly what you're signing. That includes payment structure, deliverables, and potential risks. We work directly with your agent and attorney when needed to help protect your interests and flag issues before they become problems.

Compliance With NIL Rules

The NIL landscape is constantly evolving. Each state, school, and athletic organization has its own rules. We help you stay compliant by organizing your deals, tracking disclosures, and advising on what is required to maintain eligibility.

Entity Formation & Risk Management

Earning income from NIL deals may require setting up an LLC, trust, or other legal structure. We help evaluate the right approach based on how you’re earning and what you need to protect. That includes guidance around liability exposure, insurance needs, and asset protection.

As fiduciaries, we evaluate LLCs, trusts, and other entities solely based on what serves your goals, not what benefits a third party.

What Can Go Wrong Without the Right Professional Support

Athletes without the right financial support team can run into problems quickly. These may include unexpected tax bills, overcommitted spending, noncompliant contracts, or deals that create more liability than they’re worth. Issues like these can disrupt your career and limit future opportunities. Our team helps manage those risks by giving you the structure, strategy, and coordination that NIL income demands.

Our fiduciary commitment means you get professional advice—with a focus on protecting your future at every step.

Snapshot: NIL Financial Planning Tools

We use tools built specifically for NIL athletes to help manage income, deals, and obligations:

• NIL Income Checklist: Tracks payments, deliverables, and compliance steps
• 50/20/30 Budget Framework: Helps you divide income into needs, savings, and spending
• LLC and Trust Formation Guidance: Supports income management and liability planning
• Coordinated Professional Network: Access to trusted tax, legal, insurance, and branding partners

Broader Wealth Management Support

NIL income is often just the starting point. As your finances grow, so do the decisions that come with them.

Investment Management for Long-Term Growth

We build investment strategies that align with your risk tolerance, income timeline, and personal goals. Whether you want to grow wealth between seasons or plan for life after sports, our investment team helps create a strategy with clear purpose.

Insurance and Protection Strategies

NIL deals can open new risks, from personal liability to health or career disruptions. We help you evaluate those risks and connect you with professionals who provide appropriate coverage based on your situation.

Legacy, Estate, and Generational Planning

We work with athletes who want to plan beyond their playing years, whether that’s supporting family, managing future giving, or preparing for long-term generational wealth transfer. Our team helps build the structures and strategies needed to organize those plans clearly and effectively.