EPWA Family Office Services

For families of substantial wealth, managing assets is only part of the story. The more meaningful questions — the ones that quietly persist — extend well beyond market movements or tax changes:

Will our wealth bring our family closer together — or drive us apart?
As our assets grow, will our values remain constant?
Are we preparing the next generation not just to inherit wealth, but to steward what it truly represents?

At EP Wealth Advisors, we've spent decades walking alongside families like yours - listening intently, advising wisely, and helping to foster lasting connections across generations. Our Family Office Services is not simply a list of capabilities, they form a framework for stewardship, purpose, and legacy.

We provide the technical sophistication you expect—investment management, tax strategy, estate planning — but what sets us apart is our commitment to what matters most: creating space for meaningful conversations about governance, giving, responsibility, and the future.

The result is a deeply personalized, integrated solution designed to support your family's complexity-financial and emotional-so your wealth isn't just preserved but profoundly aligned with who you are and what you stand for.

Strategic Financial Planning & Investment Management

Comprehensive planning and portfolio oversight designed to align with your family's values and long-term vision.

Tax Strategy & Compliance

Proactive, detail-oriented planning and preparation that help optimize outcomes and reduce uncertainty.

Estate, Trust & Succession Planning

Ensuring the smooth, intentional transfer of wealth — with a focus on preserving both assets and meaning.

Philanthropic Strategy

Helping families define, structure, and fulfill their charitable ambitions with intention and clarity.

Risk Management & Insurance Planning

Identifying vulnerabilities and building protection strategies that safeguard your financial foundation.

Family Governance & Education

Encouraging transparency, responsibility, and continuity through customized governance frameworks and next-generation education.

Administrative Services (via partnership with BDO)

Alleviating day-to-day financial oversight — such as bill pay and consolidated reporting — so you can focus on the bigger picture.

Coordination

Seamless coordination with your trusted partners — like accountants and attorneys – to simplify communication and ensure aligned, efficient action every step of the way.

How We Serve Your Family

Our Family Office Services are intentionally structured to provide clarity in complexity and confidence in decision-making. With EP, you gain a trusted team who integrates every facet of your financial world — so your family can thrive today and for generations to come.

Family Office Services brings advanced financial planning together with sophisticated investment options to create a custom plan for each family.

Meet the Team

April Rosenberry

Managing Director,
Family Office Services

Scott Sayre

Advanced Wealth Strategist, Family Office Services

Brian Waldner

Portfolio Strategist,
Family Office Services

"Our Family Office Services are designed to bring clarity, confidence, and continuity to the lives of the families we serve. By integrating every aspect of wealth management — from investments and estate planning to philanthropy and family governance — we help families navigate complexity, preserve their legacy, and focus on what matters most." — April Rosenberry

Planning

We offer a comprehensive suite of financial planning services, with additional professional experience in areas that cater to high net-worth individuals and families.

Family Office Services are for individuals with $10+ million in investable assets.

Estate Planning

Discussion and outline of comprehensive strategies to discuss with your legal advisors. Federal and State Estate tax planning to minimize overall estate taxes (including generation skipping transfer taxes).
Review of revocable trusts, irrevocable trusts, wills, and estate documents by professionals with legal experience. Multi-generational wealth transfer strategies.
Irrevocable trust strategy planning, such as SLATS, GRATs, QPRTS, and dynasty trusts. Charitable planning strategies, including Charitable remainder trusts, donor advised funds and private foundations.
Closely-held business entity planning, such as LLCs and LPs. Family meetings and gift planning.
Life insurance strategies, such as irrevocable life insurance trusts.
Estate settlement meetings when a loved one passes.
Federal and State Estate tax planning to minimize overall estate taxes (including generation skipping transfer taxes).
Multi-generational wealth transfer strategies.
Charitable planning strategies, including Charitable remainder trusts, donor advised funds and private foundations.
Family meetings and gift planning.
Estate settlement meetings when a loved one passes.

Business Planning

High level business valuation
Succession planning
QSBS Stock (Section 1202)
Direction on third party buyouts and internal buyouts
ESOP planning
Incorporating charitable bequests in business transitions
Cash flow planning
Dedicated business planning team
Business entity selection

Tax Services

Tax Planning & Forecasting
Coordinate Tax Preparation
Sophisticated tax strategies
Charitable support
Dedicated team of CPAs and enrolled agents on our tax team

Executive Planning Services

ISO strategy implementation
10b5-1 strategies
Executive compensation planning
Offer letter review services
Dedicated executive compensation team
NQSO (Non-Qualified Stock Options) strategies

EP Wealth Private Trust Services

National and South Dakota charters*
Revocable & Irrevocable Trusts
Special Needs Trusts
Trusts with unique assets such as real estate, closely-held businesses, oil & mineral rights
May serve as Executor
Directed Trust Model, where trustee duties and Advisor duties bifurcated
May allow for co-trustee and trust protector
May act as individual fiduciary
May assist with family dynamics, special needs and other beneficiary situations

Investments

In addition to your core portfolio, we provide access to a wide range of investment strategies, funds, trusts, and alternatives for high-net-worth clients. These carefully selected options will be evaluated for each client’s situation and goals by your Advisor.

Investment Offerings

Alternative Investments
Delaware Statutory Trusts
Option strategies
Pooled real estate investments
Exchange funds
UMA and SMA accounts
Tax overlay strategies
Concentrated positions

Our Alternative Investment Strategies

Strategy

Private Equity

Higher Return Potential

Private Equity firms specialize in investing in companies that are not publicly traded on the stock market. These firms take an active role in the companies they acquire, with the aim of increasing their value over time. To achieve this, they implement various strategies such as changing the company’s operations, management, or financial structure.

Private Credit

Income Generating
Duration Hedge

Private Credit is a type of debt financing where non-bank lenders provide loans to privately held companies. These loans typically offer higher returns than traditional bonds because they are riskier, non-rated, and not traded publicly. Additionally, the coupon payments for private credit loans are often based on a floating rate benchmark, making them less sensitive to fluctuations in interest rates.

Private Real Estate

Income Generating
Inflation Hedge

Private Real Estate can be an attractive investment option due to its potential for reliable income and inflation protection. Compared to publicly traded REITs, private real estate investments offer better diversification opportunities by providing access to a broader range of property types, geographic regions, and risk profiles.

TALK TO AN ADVISOR

Our team is committed to supporting your family's unique vision. We help protect and grow your wealth, navigate the complexities of financial stewardship, and preserve your legacy — giving you the clarity and confidence to focus on living your values and reaching your shared goals. Ready to take the next step? Schedule an introductory call with our team:

Disclosures

EP Wealth Advisors (“EPWA”) makes no representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information presented. All expressions of option are subject to change without notice.

Hiring a qualified advisor and/or financial planner does not guarantee investment success and does not ensure that client or prospective client will experience a higher level of performance or results. No guaranty or warranty is made that any direct or implied results of projections being represented here will be met or sustained.

Information presented is general in nature and should be viewed as a comprehensive analysis of the topics discussed. It is intended to serve as a tool containing general information that should assist you in the development of subsequent discussions. Content does not involve the reding of personalized investment advice or is intended to supplement professions individualized advice.

The content of this report is believed to be accurate as of the date of publication and cannot and does not accurately forecast future economic, market, or financial conditions; including changes to retirement benefits, social security, and/or Medicare. For this reason, any subsequent changes, and/or that occur after the publication of this presentation may cause the analysis encompassed herein to become inaccurate. Any references to future market or economic forecasts are based on hypothetical assumptions that may never come to pass.

Please consult with a CPA, wealth advisor, and/or attorney regarding your specific situation before implementing any of the strategies referenced directly or indirectly herein.

The free financial health assessment referenced here is limited to, and can only be provided to, individuals with $500,000 or more in investable assets. The health assessment is limited to an initial call or meeting with an Investment Adviser Representative (IAR) of EP Wealth to discuss and assess your current financial situation and a subsequent follow-up meeting or call to share our thoughts. No additional services will be provided. EP Wealth Advisors’ obligation is limited to extending an offer to provide these services. It is the responsibility of the individual requesting the free health assessment to accept the service offered. No guarantee or warranty can be made that any of the information discussed or relayed in these meetings will be suitable or relevant. The free financial health assessment is limited in nature and is not intended to be regarded as an attempt to provide comprehensive financial advice.

The need for a financial advisor or financial planner and/or the type of services required are specific to the uniqueness of each individual’s circumstances. There is no guarantee or warrantee that the services offered by EP Wealth Advisors will satisfy your financial service requirements. Services offered by other advisors may align more to your specific needs.

All investment strategies have the potential for profit or loss. Different types of investments and investment strategies involve varying degrees of risk, and there can be no assurance that any specific investment strategy will be suitable or profitable for a client’s portfolio. The risk of loss can never be eliminated even if working with a professional.

EP Wealth Advisors, LLC. Is registered as an investment advisor with the SEC and only transacts business in state in where is properly registered or is excluded or exempted from registration requirements. SEC registration does not constitute an endorsement of the firm by the commission, nor does it indicate that the advisor has attained a particular level of sill or ability.