Understanding the One Big Beautiful Bill Act (OBBBA)

The One Big Beautiful Bill Act (OBBBA) brings sweeping changes to individual, family, and business tax provisions—many of which could directly affect your retirement planning, charitable giving, business operations, and estate strategy. From new deductions and enhanced credits to revisions in estate tax exemptions and business incentives, this landmark legislation introduces both opportunities and complexities.

In this free guide, you’ll explore:

A breakdown of tax law changes across income brackets
Key deductions for seniors, workers, parents, and business owners
What’s new for tips, overtime, car loans, charitable giving, and 529 plans
Strategic planning opportunities, like Roth conversions and estate tax thresholds
Tax implications for Qualified Business Income (QBI), R&D, and depreciation
Actionable tips to help you adapt before provisions sunset or phase out

Whether you're a high earner, small business owner, or planning for retirement, understanding these changes is essential to make informed financial decisions.

Start planning your future today. If you have $500,000 or more in investable assets**, fill out the form to receive your guide and schedule a complimentary consultation with a Financial Advisor. We’ll help you understand what OBBBA means for your financial future—and how to make the most of it.

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About EP Wealth Advisors

Since 1999, EP Wealth has helped individuals, families, and businesses manage their decisions with dollar signs. With 50+ offices across the U.S., we bring a breadth of resources to every client engagement, so you have the support, guidance, and expertise available to help build a bright financial future. Our fee-only approach means we are objective in our investment recommendations. We are also a fiduciary, meaning we are required to make decisions in your best interest. And we wouldn’t have it any other way.

DISCLOSURES:

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(**) Request an appointment with an EP Wealth Advisor when you have a minimum of $500,000 in investable assets – which includes qualified retirement plans (IRA, Roth IRA, 401(k), taxable brokerage, cash (savings / checking) and CDs. Investable assets do not include your home, vehicles, or collectibles.

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EP Wealth Advisors (“EPWA”) makes no representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information presented in this report. EPWA has used its best efforts to verify data included in this report. The information presented was obtained from sources deemed to be reliable. However, EPWA cannot guarantee the accuracy or completeness of the information offered. All expressions of opinion are subject to change without notice. Information presented is general in nature and should not be viewed as a comprehensive analysis of the topics discussed. It is intended to serve as a tool containing general information that should assist you in the development of subsequent discussions with the appropriate professionals. Content does not involve the rendering of personalized investment advice nor is it intended to supplement professional individualized advice. Always consult a tax and legal professional prior to implementing any of the strategies referenced here. Hiring or working with an investment advisor or financial planner and/or establishing a financial plan do not guarantee investment success, and do not ensure that a client or prospective client will experience a higher level of performance or results. All investment and financial planning strategies are subject to profit or loss. The risk of investment loss can never be eliminated.