A successful financial plan is about more than portfolio performance. It’s a pathway that takes you from where you are to where you truly want to be.
That’s why the EP Wealth Advisors® financial planning process starts with the relationship between you and your financial advisor.
Developing a partnership that ensures we understand your goals lets us help you prioritize and organize your financial decisions—so you can achieve peace of mind and live your life.
Financial Planning starts by organizing your finances and investments so you have a clear picture of your net worth. From there, you identify life goals that you have and back into budgets, investments, insurance requirements, estate plans and tax plans as a means to create a pathway from where you are to where you want to go, budgeted out and accounted for.
Taxes are one of life’s largest expenses. EP Wealth can help with tax projections, planning, and even preparation of returns with our on-staff CPA to help you make informed decisions on Roth conversions, RMDs, capital gains and more
You may have gaps in your insurance coverage. EP Wealth works with you and outside insurance brokers to evaluate your risk and recommend coverage designed to protect your financial plan.
Do you know the cap rate and income performance of your real estate investments? EP Wealth can evaluate performance, the tax impact of keeping or selling your properties, 1031 exchanges, and how well they fit your financial plan and investment portfolio.
When will you claim your Social Security benefits? EP Wealth can help you choose a strategy based on your assets, income streams, marital status and financial goals.
Medicare can be complex. EP Wealth can help you choose a Medicare plan based on your prescriptions, doctors, and hospitals, with annual monitoring for changes.
Health and wealth are intertwined. EP Wealth helps you evaluate health, disability, long term care, and life insurances for your life and financial plan.
Most employers offer employee benefits beyond income. EP Wealth can help you review your benefits package to optimize how you use them for your financial plan.
Looking to donate to charity? EP Wealth can help you with charitable remainder trusts, donor advised funds, and gifting strategies aimed at improving your impact, while maximizing tax efficiency.
Discover: We spend the time with you to develop a comprehensive understanding of your current needs, future goals, and personal or family ambitions—the crucial context needed to plan, invest, and forge an effective partnership.
Prioritize: You’ll receive a tailored financial plan that helps you define your goals and organize your financials. This foundation allows us to make thoughtful decisions together that are in your long-term best interest.
Implement: This step includes creating an investment portfolio strategically structured by our in-house investment team, balanced by your short-, medium-, and long-term goals and risk tolerance.
Monitor: Our goal is to limit the surprises, and our responsibility is to continually keep you informed through transparent reporting and proactive recommendations aligned to your goals and objectives. When you have questions, we will be there to find the right answers for you.
Contact us today and we'll get you connected with one of our EP Wealth Advisors who can help you build your personal financial plan!