Editors' Picks:

What is Succession Planning: Everything You Need to Know

Posted on May 22, 2017

It takes a forward-looking individual to launch and build a small business—someone with a rock-solid commitment to investing time and money in an organization based on its potential for future rewards. So it’s a bit ironic that, according to the Small Business Administration, only 30 percent of small-business owners have done any succession planning, let… Read more »

portrait with parents

Should You Roll Over Your 401(k) to an IRA?

Posted on April 18, 2017

The decision on whether or not to perform a 401(k) rollover often involves more variables than most people realize. The first question people should ask themselves is why they would be doing this. Is it to have more control over their retirement assets? Perhaps less? Is it to have lower fees or perhaps more investment… Read more »

portrait with parents

How to Transition to Retirement – Strategies for Managing Investments

Posted on December 19, 2016

You’ve been investing for decades, looking ahead toward the steadily approaching goal of a secure transition to retirement. But unlike a race that’s a sprint to the finish, this is a journey requiring significant strategic thinking and decision-making well before you make the transition from accumulating assets to spending them to support your desired lifestyle…. Read more »

portrait with parents

How Much to Save for Retirement

Posted on November 28, 2016

The question “How much do I need to retire?” has prompted many a Google search, yielding general rules and formulas useful for starting a productive conversation. Unfortunately, though, general rules of thumb on how much needed to retire aren’t sufficient when it’s time to build an actionable plan. This is because retirement planning, like all… Read more »

In the news: Where to Start when Choosing a Medicare Plan

Posted on August 25, 2016

As financial planners, we are interested in every decision with a dollar sign. With the fall coming up soon, many retirees will be making one of the big decisions: Medicare during its Annual Enrollment Period. Since most people don’t deal with Medicare until they’re 65, our clients want to learn more about what Medicare is,… Read more »

Steps for Pre-Retirement

Posted on August 3, 2016

The idea of waking up late on a Tuesday morning and having nothing to do other than lunch with a friend and/or a long hike sounds like a pipe dream when we are in our 20s and 30s.  If we were smart enough then (or had proper guidance advice), we would have started saving then–at… Read more »

walking and talking with parents

How to talk to your aging parents about money

Posted on September 12, 2016

Many of my clients are in the sandwich generation: they’re stuck in the middle of helping their millenial kids and caring for their parents. The gift of medical science has been that we’re living longer than ever, but that also means that we have a generation of people who are outliving their money, have had… Read more »

401(k) vs. IRAs

401(k) vs. IRAs

Posted on September 6, 2016

When saving for retirement, most investors think of two options immediately: 401(k)s and IRAs. But not everyone knows the differences between them, and so making a decision can often be so complex that you don’t make one! So here’s a very brief breakdown of the pros and cons of these two retirement vehicles. 401(k) pros… Read more »

The Science of Sticking to Your Financial Plan

The Science of Sticking to Your Financial Plan

Posted on June 14, 2016

The neuroscience of mistakes Have you ever kicked yourself for making a good plan and then not sticking to it? Has it ever happened to you in the financial markets? For most people, the answer is yes to both. And that has a lot to do with how we biologically respond to financial events. Your… Read more »