Personal Finance:

Tips for Reading Your Investment Statement

Tips for Reading Your Investment Statement

Posted on January 23, 2019

From a big-picture view of your whole portfolio, to a focused look at the individual assets that comprise it, your investment statement offers a wealth of useful information. Here are some things to consider when you’re looking at those numbers. Investment Statement Overview The goal of the investment statement is to understand where your investments… Read more »

Bankrate: Here’s who will benefit the most from the $59 trillion ‘Great Wealth Transfer’?

Bankrate: Here’s who will benefit the most from the $59 trillion ‘Great Wealth Transfer’?

Posted on December 22, 2018

When talking about the Baby Boomer generation, sometimes the ‘Great Wealth Transfer’ comes up in the conversation. People wonder how wealth management will change as the holders of massive amounts of wealth change. Bankrate’s Kelly Anne Smith quoted me in her article, “Here’s who will benefit the most from the $59 trillion ‘Great Wealth Transfer’”… Read more »

US News & World Report: Will You Really Live on Less in Retirement?

US News & World Report: Will You Really Live on Less in Retirement?

Posted on November 22, 2018

When it comes to setting up your retirement plans, there are a lot of guidelines that might not apply to your specific situation. U.S. News and World Report’s Maryalene Laponsie quotes me in her article, “Will You Really Live on Less in Retirement?” where I got to put my input my opinion on this certain… Read more »

US News & World Report: The Anatomy of a Good Financial Plan

US News & World Report: The Anatomy of a Good Financial Plan

Posted on December 12, 2018

When talking about finances and investments with my clients, I rely on a fundamental question to help guide the financial planning and investment management process. If you’re curious what my question is, I shared it with US News and World Report’s Maryalene LaPonsie in her article “The Anatomy of a Good Financial Plan.” I also… Read more »

2018 Year-End Tax Planning (webinar)

2018 Year-End Tax Planning (webinar)

Posted on December 5, 2018
Your Money Path with CFP Mike McGrath – Personal Financial Planning Podcast

Your Money Path with CFP Mike McGrath – Personal Financial Planning Podcast

Posted on November 7, 2018

Three Pieces of Financial Advice I Learned From Interviewing My Father – The Former Superintendent of Newhall School District One of the more exciting things I have started this year is to develop a personal finance podcast and radio show (Your Money Path with Mike McGrath on KHTS 98.1 serving the Santa Clarita Valley area)… Read more »

You Need More Than A Will — 5 Estate Planning Basics

You Need More Than A Will — 5 Estate Planning Basics

Posted on September 6, 2018

Estate Planning is the term often used in financial circles for planning for what happens after we die or if we become incapacitated. There are two big problems with the term “estate planning”. The first problem is most people don’t consider themselves to have an estate and as such they don’t think estate planning is for… Read more »

Your Volatility Survival Guide: Five Things to Remember When the Market Drops

Your Volatility Survival Guide: 5 Things to Remember When the Market Drops

Posted on August 10, 2018

When Markets Get Volatile, Here’s How to Get Real You can’t always tune out the news. But as an investor, it’s always worthwhile to keep the headlines in perspective. Especially when market volatility confronts you with a nonstop barrage of stories, statistics, and opinions that make you think the sky is falling. To avoid making… Read more »

7 Key Steps to Take When Settling an Estate

7 Key Steps to Take When Settling an Estate

Posted on July 3, 2018

Co-authored by Anne Wenger, JD, LLM (McLaughlin Legal) The adjustment to the loss of a loved one is hard enough without the inevitable workload of settling their affairs.  Even if they don’t have much in the way of assets, the process takes time – typically up to a year or more. Below is a general list… Read more »

The 10 “Must-Dos” After You Say “I Do” – Start Your Marriage with a Sound Financial Foundation

Posted on July 3, 2018

Congratulations on the nuptials! In the eyes of your family and friends (and the US Government) the two of you are officially a family! New doors have now opened and it’s important to take the time to ensure you’re headed in the right financial direction. Here are some key things to do in order to… Read more »

5 Tips to Make Networking Suck Less

5 Networking Tips To Make It Suck Less

Posted on July 3, 2018

Admit it…you hate networking. I’ve yet to meet a person who dreams of going to an event where they don’t know anyone, to drink crappy wine and try to “connect” with someone that will potentially help their career. As a career changer I’ve spent the last few years attending a myriad of events – some… Read more »

Financial Organization – 5 Easy Areas to Simplify (and Improve) Your Financial Life

Posted on April 10, 2018

While on maternity leave, I had some extra time to read and tackle projects that had been on my mind. A friend recommended the book The Life-Changing Magic of Tidying Up: The Japanese Art of Decluttering and Organizing by Marie Kondo. In the book, Marie takes you through her process to declutter your home. I… Read more »

YWCA Young Women and Money Conference – featuring Regional Director Lynn Ballou

YWCA Young Women and Money Conference – featuring Regional Director Lynn Ballou

Posted on December 7, 2017

This Saturday marks the 10th anniversary of the Berkeley/Oakland YWCA Young Women and Money Conference held at the Oakland Convention Center. I am honored to be invited back as a panelist to discuss with attendees the importance of financial planning in crafting a successful life and how to create a roadmap for a secure financial… Read more »

Financial Preparedness for Maternity Leave

Posted on August 22, 2017

As a full-time working mother who is preparing for maternity leave for my second son, I felt this was a good time to reflect on the true financial impact women face when taking time off from work to care for a newborn, and the important to-do’s to keep your financial life in good order. Since… Read more »

Money Inc.: 4 Money Lessons from Game of Thrones

Posted on August 21, 2017

Being a financial advisor, I can’t help but look at how movies, tv shows , and books use money in their stories. I’m always looking for the good ones, and funny enough, Game of Thrones addresses money in some of the most sophisticated ways possible. I wrote an article for Money, Inc. on this very… Read more »

Money, Inc.: Surprise Trait of Great Investors

Posted on August 21, 2017

Money, Inc. contacted me about what traits I thought made a great investor, and it may surprise you. Click the link to read the article about a trait that I think more people could use in managing their wealth. I’d love to hear your thoughts on the matter, feel free to contact me with any… Read more »

La Morinda Weekly: Lynn’s Top 5-Summer Fun on a Budget

Posted on June 28, 2017

Summer is here! Kids and grandkids are out of school, and that means there are tons of great opportunities to travel and have fun. But we don’t want to break the budget, and so this month’s “Lynn’s Top-Five” is about the fun and financially friendly things you can do this summer. The first recommendation is… Read more »

Estate Planning: A Checklist for Your Family Survivors

Posted on January 17, 2018

Keeping your important family documents in good order for your heirs is truly a gift to them. It can save your children hours of frustration having to play detective to piece everything together during a time that may also be very emotionally difficult. While this may take some work up front on your part, having… Read more »

Coping with the Death of a Spouse: How to Build Your Personal and Professional Support Group

Posted on June 6, 2017

The unbelievable grief you face when a spouse dies is often crushing. It is important to surround yourself with those you trust and who have your best interest at heart as you work through this very difficult time of your life. The following ideas will help you develop your grief support group – both personal… Read more »

What is Succession Planning: Everything You Need to Know

Posted on May 22, 2017

It takes a forward-looking individual to launch and build a small business—someone with a rock-solid commitment to investing time and money in an organization based on its potential for future rewards. So it’s a bit ironic that, according to the Small Business Administration, only 30 percent of small-business owners have done any succession planning, let… Read more »

Yahoo! Finance: 8 Things Not to Hide from Your Investment Professional

Posted on May 12, 2017

In order to deliver appropriate financial advice, it’s so important that clients trust me enough to talk about all aspects of their finances. Lou Carlozo of Yahoo! Finance and US News and World Report asked me a few questions about what clients sometimes hide from advisors, and quotes me in his article, “8 Things Not… Read more »

In the News: I’m Getting Married: How Do I Protect Myself Financially

In the News: I’m Getting Married: How Do I Protect Myself Financially

Posted on April 18, 2017

Love and money can be a tricky combination. We see that it’s rarely about the numbers themselves, but attitudes towards money and how we spend it. So we often tell clients before they get married to talk about money and the role it plays in a relationship. And that can be tricky too. DailyWorth’s Rachel… Read more »

How to Prepare for the Death of a Spouse

How to Prepare for the Death of a Spouse

Posted on March 15, 2017

Marriage takes teamwork and each of us comes to the table with different skill sets and plays different roles to make it work. If something were to happen to one in the relationship, how would the other do that job? What steps can we take in preparing for the death of a loved one? I… Read more »

Trump’s Tax Plan for 2017: What Should Investors Expect?

Trump’s Tax Plan for 2017: What Should Investors Expect?

Posted on January 24, 2017

President Trump has proposed several key tax changes that could affect the retirement outlook for savers. But the realities of Washington politics mean that any comprehensive Trump tax plan is a work in progress. Specific Trump tax policy, as well as a broader Trump economic plan, will take shape over the months ahead. Based on… Read more »

In the news: When You Do Everything Right But Your Retirement Plan Goes Wrong

Posted on January 13, 2017

Retirement planning can be a complicated process, and without professional help or with some bad luck, those plans can go awry.  That’s when people need the most help, and a big reason why I get up to go to work every day. I like troubleshooting with a new client and getting them back on track…. Read more »

Webinar: The Basics of Financial Planning

Webinar: The Basics of Financial Planning

Posted on December 23, 2016

If you have any questions about Financial Education, please feel free to contact an EP Wealth Advisor.

portrait with parents

How to Transition to Retirement – 7 Strategies for Managing Investments

Posted on December 19, 2016

You’ve been investing for decades, looking ahead toward the steadily approaching goal of a secure transition to retirement. But unlike a race that’s a sprint to the finish, this is a journey requiring significant strategic thinking and decision-making well before you make the transition from accumulating assets to spending them to support your desired lifestyle…. Read more »

In the news: How to Donate to Your Grandkids – CNBC

Posted on December 16, 2016

With the holiday season coming up, a lot of our clients are considering what to give their kids and grandkids. But with the increase in tuition these days, a great idea might be to think about donating to their college education. CNBC’s Kelli Grant was interested in the topic and quoted me in her recent… Read more »

In the News: Erin Durkin, CFP on Medical Billing in US News and World Report

Posted on December 7, 2016

As the saying goes, “health is wealth.” So it makes sense that one of the silent destroyers of wealth is a sudden illness, injury, and the medical bills that come with them. Few people plan for sickness so it becomes crucial to be able to review your medical billing as a means to protect your… Read more »

2016 Year End Tax Planning

2016 Year End Tax Planning

Posted on November 30, 2016

  End of Year Tax Planning – EP Wealth Advisors from EP Wealth Advisors on Vimeo. End of Year Tax Planning – EP Wealth Advisors from EP Wealth Advisors on Vimeo.

What You Should Know About Medicare

What You Should Know About Medicare

Posted on November 2, 2016
Wedding Planning on a Budget

10 Steps to Wedding Planning on a Budget

Posted on November 4, 2016

Planning weddings on a budget is a topic I can speak to from recent personal experience. I myself attended about nine weddings in the last year, and am writing this, as a newlywed that recently planned my own wedding. After going to all these weddings, I found myself constantly saying “Why did they spend money… Read more »

In the News: Cutting the Cord on Support for Adult Children – CNBC

Posted on October 18, 2016

As our children launch into the “real world” the generation of helicopter parents —- okay MY generation —- struggles to let them fail.  We want to rush in and support our adult children with every advantage possible, not just because we love and care about them and would and probably have given them the proverbial… Read more »

In the news: How You Can Use Leftover Savings in College Accounts

Posted on September 15, 2016

We talk to our clients so much about being prepared for retirement, and that often means being able to pay for their children’s education. But if you have saved for Stanford and your kid gets a full athletic scholarship, you could have a lot of investable assets left over in your college savings accounts. Since… Read more »

LaMorinda Weekly: Lynn’s Top Five on Insurance

Posted on September 23, 2016

This month I got a little serious and penned a column in Lamorinda Weekly about the importance of life insurance. I hear a lot of people who are just so over what they see as the endless stream of insurance premiums, and thus end up cutting out what I consider to be essential coverages. While… Read more »

In the news: Where to Start when Choosing a Medicare Plan

Posted on August 25, 2016

As financial planners, we are interested in every decision with a dollar sign. With the fall coming up soon, many retirees will be making one of the big decisions: Medicare during its Annual Enrollment Period. Since most people don’t deal with Medicare until they’re 65, our clients want to learn more about what Medicare is,… Read more »


Understanding Investor Jargon: Financial and Investment Terms

Posted on July 23, 2016

At a time when investor distrust is already high, many advisors continue to use confusing jargon, which only intensifies the general public’s. As Vice President of EP Wealth Advisors, I’m aware some advisors throw around such jargon because they feel it actually may make them appear smarter.  Whether they understand it or not is another… Read more »

Steps for Pre-Retirement

Posted on August 3, 2016

The idea of waking up late on a Tuesday morning and having nothing to do other than lunch with a friend and/or a long hike sounds like a pipe dream when we are in our 20s and 30s.  If we were smart enough then (or had proper guidance advice), we would have started saving then–at… Read more »

walking and talking with parents

How to talk to your aging parents about money

Posted on September 12, 2016

Many of my clients are in the sandwich generation: they’re stuck in the middle of helping their millenial kids and caring for their parents. The gift of medical science has been that we’re living longer than ever, but that also means that we have a generation of people who are outliving their money, have had… Read more »

401(k) vs. IRAs

401(k) vs. IRAs

Posted on September 6, 2016

When saving for retirement, most investors think of two options immediately: 401(k)s and IRAs. But not everyone knows the differences between them, and so making a decision can often be so complex that you don’t make one! So here’s a very brief breakdown of the pros and cons of these two retirement vehicles. 401(k) pros… Read more »

Find your "why"

The Science of Creating Your Financial Plan

Posted on June 13, 2016

The why of wealth Retirement planning is more than crunching numbers. It starts with dreaming, figuring out what aspirations are important to you and using those to define specific, observable goals. Because the reality is that if we’re not emotionally invested in our plans, we’re much less likely to stick to them. The upside of… Read more »