Financial News:

EP Wealth Advisors Acquires Rampart Wealth Advisors

Posted on October 9, 2018

TORRANCE, Calif. – Oct. 9, 2018 – EP Wealth Advisors, LLC (“EP Wealth”), a leading independent registered investment adviser (“RIA”) that specializes in client-centric financial planning and investment management services, today announced its acquisition of Rampart Wealth Advisors (“Rampart”), which will bolster EP Wealth’s presence in the Denver area.   Based outside of Denver in… Read more »

The Simple Dollar: Five Money Conversations to Have With Your Kids Before They Go To College

Posted on August 23, 2018

When talking with clients, we often arrive at the sensitive subject about teaching kids about the value of money. It’s especially hard now because it rarely is included in school curriculums. Mia Taylor of the Simple Dollar quoted me in her article on this subject called “Five Money Conversations to Have With Your Kids Before… Read more »

Financial Advisor Magazine: The Three Tax Changes Most Confusing To Wealthy Clients

Posted on September 19, 2018

With the passing of The Tax Cuts and Jobs Act, many high net worth clients have asked what are some ways they can take advantage and adapt to the changes. Jeff Stimpson of Financial Advisor Magazine quoted me in his article, “The Three Tax Changes Most Confusing to Wealthy Clients”. I was able to give… Read more »

EP Wealth Advisors Acquires Caves & Associates, Inc.

Posted on September 11, 2018

$191M AUM Manhattan Beach firm expands EP Wealth’s financial planning expertise TORRANCE, Calif. – Sept. 11, 2018 – EP Wealth Advisors, LLC (“EP Wealth”), a leading independent registered investment adviser (“RIA”) that specializes in client-centric financial planning and investment management services, announced its acquisition of Caves & Associates, Inc. Based in Manhattan Beach, Calif., Caves… Read more »

Money US News: “Is the time ripe for wine investing?”

Posted on August 17, 2018

Because of my background in wine, some of my clients will ask me not only about traditional investments, but investing in wine itself. For that reason, Rebecca Lake of US News and World Report quoted me in her article, “Is the Time Ripe for Wine Investing?” It’s a fun read on a delicious alternative investment…. Read more »

San Diego Business Journal: “Active M&A Scene Finds Good Target in Local RIA”

Posted on June 13, 2018

When I help my clients I don’t just look at numbers, I ask them how they want to live their life. For myself, I started to consider what I wanted my life to look like. I knew wanted to keep working with my clients, but I also wanted a succession plan. Sarah de Crescenzo of… Read more »

Financial Adivsor IQ: “What Advisors Mean When They Talk About Culture”

Posted on June 6, 2018

Before we merged with EP Wealth Advisors, our team thought about how the values and our culture at Donnelly Wealth Advisors would align, and how happy we were to find EP Wealth Advisors. Thomas Coyle of Financial Advisor IQ interviewed me in his article, “What M&A Partners Talk About When They Talk About ‘Culture’” where… Read more »

Denver Business Journal: “Not if, but when: What Colorado businesses need to know about the next recession”

Posted on July 19, 2018

Preparing for an economic downturn is a critical part of our financial planning process and something I often talk about with my clients. Monica Vendituoli, a reporter with the Denver Business Journal, included me in her article “Not If, But When: What Colorado Businesses Need to Know For The Next Recession.”  I shared that we… Read more »

NBC: “The most important advice from current to future retirees”

Posted on March 12, 2018

Have you ever wondered about retirement and what wisdom current retirees would share? MoneyTips conducted a survey with current retirees and took a few of my responses for an NBC article called “The most important advice from current to future retirees.” The survey asked two questions to retirees: “Based on your own experience, what is… Read more »

TheStreet: “Could the Dow Jump Up Another 400 Points by Year’s End”

Posted on June 14, 2016

When the stock market swings up and down, many of my clients ask about the different factors that play into the market and what they should do about their portfolio. I often talk about the value of diversification (and a sound financial plan). Ellen Chang quoted me in her article, “Could the Dow Jump Up… Read more »

Investors: “Digital Age Is Driving The Financial Industry, But Is There Still Room For Personalized Service?”

Posted on May 19, 2017

Trust and personalized service seems too rare in our industry. That’s why we at EP have created a systemized approach to deliver a more consistent experience, based on advisors’ best practices. I was interviewed by Marie Beerens in her article, “Digital Age Is Driving The Financial Industry, But Is There Still Room For Personalized Service?”… Read more »

Financial Advisor IQ: “Four Steps to Ensure a Smooth Acquisition for Your Firm”

Posted on April 19, 2018

I have been fortunate enough to see EP Wealth Advisors grow into a large firm with many colleagues, some of whom have joined our team through acquisition. For those advisors, they had to evaluate their business and decide what was the best path forward for their clients, employees, and them. Having played a role in… Read more »

TheStreet: The Importance of Teaching Your Kids About Money

Posted on July 2, 2018

My clients often ask me about how to handle finances with their kids. There’s a lot of questions about preventing their children from being entitled, but too often that results in not telling the children anything about finances. I have cobbled together thoughts on the matter and The Street invited me to share an Op-Ed… Read more »

Time: “Millions of Americans Ignore This Ultra-Valuable Tax Break. Here’s How to Get It”

Posted on April 13, 2018

Usually, when it comes to talking to my clients about retirement the conversation often reaches the sensitive topic of the cost of healthcare. One potential tax-advantaged strategy for retirement planning that I share with my clients when it’s appropriate is: Health Savings Accounts. Sarah Max of Time.com interviewed me in her article, “Millions of Americans… Read more »

Money US News: “Never Retire: Why People Are Still Working in Their 70s and 80s”

Posted on August 3, 2018

Retirement isn’t meant for everybody. I have many clients who could retire and don’t. Some people prefer to keep working because of the contentment they receive from that workplace/organization. Rodney Brooks interviewed me in his article, “Never Retire: Why People Are Still Working in Their 70s and 80s” where I shared a story about a… Read more »

Reader’s Digest: “10 Easy Ways to Save $20K in a Year”

Posted on June 13, 2018

When it comes to learning how to save your money, I try to help my clients evaluate what they spend their money on and what really matters to them. Lindsay Tiger from Reader’s Digest quoted me in her article, “10 Easy Ways to Save $20K in a Year” where I suggested to look at your… Read more »

MSN: “How 7 Financial Tools and Services Simplify Life for Millennials”

Posted on July 27, 2018

Often with my clients and their children, I’ve noticed how young adults may have some trouble finding ways to save their money. Luckily the best way to communicate with the millennials nowadays is through their phone, and with apps available on their phone this issue can be resolved very quickly. MSN’s Maryalene LaPonsie quoted me… Read more »

TheStreet: “4 Critical Questions to Ask Your Financial Advisor”

Posted on May 14, 2018

Working with clients, I have been excited to hear more and more people ask me about what it means to be a fiduciary and why that’s important. Over the years, I have consolidated my thinking on fiduciary relationships and the ways in which investors should proactively identify potential advisors. TheStreet, Inc. a well-known source for… Read more »

Your Volatility Survival Guide: Five Things to Remember When the Market Drops

Your Volatility Survival Guide: Five Things to Remember When the Market Drops

Posted on August 10, 2018

When Markets Get Volatile, Here’s How to Get Real You can’t always tune out the news. But as an investor, it’s always worthwhile to keep the headlines in perspective. Especially when market volatility confronts you with a nonstop barrage of stories, statistics, and opinions that make you think the sky is falling. To avoid making… Read more »

Farnoosh TV- Ask Farnoosh Podcast

Posted on May 25, 2018

Our personal experiences help shape our decisions and reveal what matters to us. This is a topic I often address with my clients, especially those who are considering a career change. Farnoosh Torabi had asked me to be a part of her podcast, “Ask Farnoosh” where I shared my own personal story and how it… Read more »

News vs. Noise: What Investors Need to Know about “Quitaly”

News vs. Noise: What Investors Need to Know about “Quitaly”

Posted on June 5, 2018

Breene Murphy, Director of Client Experience, recently sat down with Adam Phillips, CFA, CFP®, Director of Portfolio Strategy, to discuss what investors need to know about the political headlines coming out of Italy.  Below are the key takeaways from their discussion.  If you have further questions, please do not hesitate to contact your Financial Advisor…. Read more »

EP Wealth Advisors Acquires Donnelly Wealth Advisors, Inc.

EP Wealth Advisors Acquires Donnelly Wealth Advisors, Inc.

Posted on June 4, 2018

Acquisition bolsters EP Wealth’s presence in San Diego and adds more than $400M in AUM TORRANCE, Calif. – June 4, 2018 – EP Wealth Advisors, LLC (“EP Wealth”), a leading independent registered investment advisor (“RIA”) that specializes in client-centric financial planning and investment management services, has announced its acquisition of Donnelly Wealth Advisors, Inc. (“DWA”)… Read more »

EP Wealth Advisors Adds Chief Financial Officer, Promotes Head of Advisor Development

EP Wealth Advisors Adds Chief Financial Officer, Promotes Head of Advisor Development

Posted on May 22, 2018

Chad Sinclair and Ryan Serrecchia will support firm’s acquisitions and organic growth plans TORRANCE, Calif. – May 22, 2018 – EP Wealth Advisors, LLC (“EP Wealth”), a leading independent registered investment advisor that specializes in client-centric financial planning and investment management services, has hired Chad Sinclair, CPA, FCCA, as its Chief Financial Officer, and has… Read more »

“Your Money Path” with Mike McGrath Hosts Santa Clarita Mayor Cameron Smyth

Posted on May 18, 2018

Local Advisor Gives Personal Financial Advice on New KHTS 98.1 FM – 1220 AM Radio Show in Santa Clarita SANTA CLARITA, Calif. (May 18, 2018) — Michael McGrath, MS, CFP®, CLU®, the host of Santa Clarita’s newest talk show, Your Money Path With Mike McGrath, will welcome Santa Clarita Mayor Cameron Smyth as his special guest… Read more »

News vs. Noise: What Investors Need to Know about Rising Interest Rates

News vs. Noise: What Investors Need to Know about Rising Interest Rates

Posted on May 14, 2018

Breene Murphy, Director of Client Experience, recently sat down with Adam Phillips, CFA, CFP®, Director of Portfolio Strategy, to discuss what investors need to know about rising interest rates and what impact this could have on client portfolios.  Below are the key takeaways from their discussion.  If you have further questions, please do not hesitate… Read more »

EP Wealth Advisors Names Patrick G. Goshtigian as CEO

Posted on May 7, 2018

TORRANCE, Calif.–EP Wealth Advisors, LLC (“EP Wealth”), a leading independent registered investment advisor that specializes in client-centric financial planning and investment management services, has named Patrick G. Goshtigian, CFA, President and Chief Executive Officer. Previously, Goshtigian served as President. In his expanded role, Goshtigian will be responsible for defining and executing on the firm’s strategic vision… Read more »

The Economic Take On The Trump Tariffs

Posted on March 10, 2018

On Thursday, President Trump signed two proclamations aimed at furthering the Administration’s “America First” agenda by imposing tariffs on steel and aluminum imports of 25% and 10%, respectively.  The tariffs were signed using authority provided under Section 232 of the Trade Expansion Act, which allows the President to issue tariffs if he feels existing policies… Read more »

Tax Impacts Webinar (video)

Tax Impacts Webinar (video)

Posted on March 2, 2018

Millie Capital Management LLC Merges with the EP Wealth Advisors Family

Posted on February 16, 2018

The deep bench of financial advisory talent at EP Wealth Advisors recently became even deeper with the new partnership with Millie Capital Management LLC (MCM), an independent registered investment advisory firm with offices in Reno, NV and Walnut Creek, CA. EP Wealth is delighted to welcome to our growing family Ross Millie, who founded MCM… Read more »

Washington Post: “Hold Tight Or Splurge?”

Posted on February 16, 2018

With market’s hitting stratospheric valuations, many Baby Boomers still feel the pain of the “Tech Wreck” and the Global Financial Crisis of 2008. It’s causing them to question the true value of their portfolios and make careful decisions as they enjoy or head into retirement. The Washington Post’s Todd Frankel quoted me in his article… Read more »

What to Expect from The Nation’s New Tax Law

What to Expect from The Nation’s New Tax Law

Posted on December 22, 2017

The Tax Cuts and Jobs Act that emerged from the conference of House and Senate Republicans and was signed into law by President Trump makes many significant changes to the nation’s tax code. Some are intended to be permanent, while others will expire after 2025 unless renewed. What’s in the new tax bill? And how… Read more »

Lamorinda Weekly: Lynn’s Top Five

Lamorinda Weekly: Lynn’s Top Five – The Importance of Financial Planning for Women

Posted on December 13, 2017

As a boomer I watched my 50’s housewife Mom miss out on a lot of her dreams and sacrifice many choices for the benefit of what society thought a good wife and Mom looked like at that time.   When I talked to her about it she said it was so worth it, because she knew… Read more »

US News and World Report: Are Investors Too Complacent?

Posted on December 12, 2017

As 2017 draws to a close, clients are understandably pleased with this year’s linear ascent of the market. However, we try to remind our clients that while our outlook for stocks remains positive, a return to normal volatility should be expected. I was recently interviewed by US News and World Report’s Annalyn Kurtz for her… Read more »

EP Wealth Advisors Welcomes Gretchen Caldwell to Lafayette Office

Posted on December 11, 2017

LAFAYETTE, CALIF., (December 11, 2017) – EP Wealth Advisors, a fee-only registered investment advisory and financial planning firm managing more than $3 billion for clients as of August 31, 2017, has hired Gretchen Caldwell as a wealth advisor for its Lafayette, California office location. “After an initial career in technology, I realized I was passionate… Read more »

YWCA Young Women and Money Conference – featuring Regional Director Lynn Ballou

YWCA Young Women and Money Conference – featuring Regional Director Lynn Ballou

Posted on December 7, 2017

This Saturday marks the 10th anniversary of the Berkeley/Oakland YWCA Young Women and Money Conference held at the Oakland Convention Center. I am honored to be invited back as a panelist to discuss with attendees the importance of financial planning in crafting a successful life and how to create a roadmap for a secure financial… Read more »

Money, Inc.: Surprise Trait of Great Investors

Posted on August 21, 2017

Money, Inc. contacted me about what traits I thought made a great investor, and it may surprise you. Click the link to read the article about a trait that I think more people could use in managing their wealth. I’d love to hear your thoughts on the matter, feel free to contact me with any… Read more »

EP Wealth Advisors Partners with Wealth Partners Capital Group to Meet Investor and Advisor Demand for Highly Personalized Wealth Management

Posted on July 10, 2017

Firm will make a Minority Equity Investment in EP Wealth Advisors to Enhance Client Experience and  Support Growth Strategies TORRANCE, CA (July 10, 2017) — EP Wealth Advisors, a leading independent registered investment advisor based in Torrance, California, today announced a strategic partnership with Wealth Partners Capital Group, LLC (“WPCG”) of West Palm Beach, Florida… Read more »

La Morinda Weekly: Lynn’s Top 5-Summer Fun on a Budget

Posted on June 28, 2017

Summer is here! Kids and grandkids are out of school, and that means there are tons of great opportunities to travel and have fun. But we don’t want to break the budget, and so this month’s “Lynn’s Top-Five” is about the fun and financially friendly things you can do this summer. The first recommendation is… Read more »

CNBC: An Apprenticeship Sounds Great Until It Isn’t

Posted on June 28, 2017

College has become so expensive and so uncertain that many of our clients talk about what their options are for their kids even beyond the traditional route. Abigail Sommerville of CNBC quoted me in her article on alternatives to traditional college education and if investment vehicles like 529 savings accounts can be used. I suggest… Read more »

Association for Long Term Care Planning: “The Experts Share their Stories”

Association for Long Term Care Planning: “The Experts Share their Stories”

Posted on June 21, 2017

Long-term care planning is a topic I bring up with all of my clients (even Millennials) because it is an important part of a comprehensive financial plan. The Association for Long-Term Care Planning reached out to me for their blog “Long-Term Care Planning: The Experts Share Their Strategies.”  It is a common misunderstanding that Medicare… Read more »

Daily Worth: How to Teach Kids about Money

Posted on June 7, 2017

“How do I teach my kids about money” is a question I frequently hear from my clients with smaller children. Times are changing as we use less cash and most financial transactions are done electronically. There are numerous fun and easy websites and apps to help launch financially savvy kids. Daily Worth’s Kelly Burch contacted… Read more »

San Mateo’s Private Capital Management Associates Joins EP Wealth Advisors

Posted on June 1, 2017

SAN MATEO, CA (June 1, 2017) – Local wealth management firm Private Capital Management Associates, LLC announced today that it will join with EP Wealth Advisors, a Torrance, California-based, fee-only registered investment advisory and financial planning firm with more than $2.6 Billion in assets under management as of March 31, 2017. PCMA is the second… Read more »

FA Magazine: Trailblazing Female Advisors

Posted on May 13, 2017

At Financial Advisor Magazine’s “Invest in Women” conference, I sat on a panel discussing how I got started in the industry, why I think Ballou Plum worked, and why Marilyn Plum and I chose to join EP Wealth Advisors. Christopher Robbins of Financial Advisor Magazine quotes me a few times in his article “Trailblazing Female… Read more »

In the news: What’s the Difference Between a 401(k) and a 403(b)?

In the news: What’s the Difference Between a 401(k) and a 403(b)?

Posted on May 3, 2017

Planning for retirement often involves multiple different types of retirement accounts, and as an advisor I help my clients understand the differences between them. DailyWorth’s Rachel Morgan Cautero reached out to me to help her readers understand the differences between 401(k) and a 403(b) plans. Rachel does a good job of clearly outlining the main… Read more »

In the news: How to Read a Form ADV

In the news: How to Read a Form ADV

Posted on April 21, 2017

Regardless of prospective clients or current clients, they often have questions about EP Wealth Advisors that can be answered in the Form ADV. It is a Securities Exchange Commission (SEC) mandated document, so people often pass over it or don’t know where to search for their information. For this reason, John Divine of US News… Read more »

In the News: I’m Getting Married: How Do I Protect Myself Financially

In the News: I’m Getting Married: How Do I Protect Myself Financially

Posted on April 18, 2017

Love and money can be a tricky combination. We see that it’s rarely about the numbers themselves, but attitudes towards money and how we spend it. So we often tell clients before they get married to talk about money and the role it plays in a relationship. And that can be tricky too. DailyWorth’s Rachel… Read more »

In the news: “Ten Skills the Best Investors Have”

Posted on March 17, 2017

Our clients come to us with such a wide variety of investment experience, but whether they are a beginner or a long time investor, they often ask me what makes a good investor. It’s a big reason why we’ve launched our Market Outlook events series so we can share our investment vision and educate our… Read more »

EP Wealth Advisors Adds Elizabeth Cady, CFA to Meet Denver Demand for Fee-Only Wealth Management

Posted on January 31, 2017

DENVER, Jan. 30, 2017 – In response to the continued growth of its Denver region, EP Wealth Advisors has announced the appointment of Elizabeth Cady, CFA, as Wealth Advisor. “Colorado investors are demanding more comprehensive and personalized financial solutions,” says Cady. “EP Wealth Advisors goes beyond just allocating investments – our culture is about educating… Read more »

In the news: When You Do Everything Right But Your Retirement Plan Goes Wrong

Posted on January 13, 2017

Retirement planning can be a complicated process, and without professional help or with some bad luck, those plans can go awry.  That’s when people need the most help, and a big reason why I get up to go to work every day. I like troubleshooting with a new client and getting them back on track…. Read more »

Sara Gardner, CFP® Joins EP Wealth Advisors’ Denver Office

Posted on January 13, 2017

DENVER, COLO., (Jan 12, 2017) – EP Wealth Advisors, a fee-only registered investment advisory and financial planning firm managing more than $2.4 billion for clients as of Sept.30, 2016, has hired Sara Gardner, CFP® as Wealth Advisor for its Denver regional office. “The Colorado financial advisory market is at a crossroads, with consumers demanding a… Read more »

In the news: When you need a tax professional

Posted on January 6, 2017

The implications of tax management can be significant in building your wealth, and that’s why we integrate tax planning as an integral component of our financial planning services and recommend that all clients work with tax professionals. Yahoo Finance’s Maryalene LaPonsie interviewed me last week over the phone about this very subject to help her… Read more »

In the News: Erin Durkin, CFP on Medical Billing in US News and World Report

Posted on December 7, 2016

As the saying goes, “health is wealth.” So it makes sense that one of the silent destroyers of wealth is a sudden illness, injury, and the medical bills that come with them. Few people plan for sickness so it becomes crucial to be able to review your medical billing as a means to protect your… Read more »

In the News: Retirement Considerations If You’re Single

Posted on December 5, 2016

Getting ready for retirement can change depending on whether you’re single or married. Just think about it, if you’re married you have the advantage of someone else helping you if something happens to you as you age. As a single person, it’s crucial that you consider long-term care insurance. US News and World Report’s Christine… Read more »

Patrick L. Kinney Joins EP Wealth Advisors’ West Los Angeles Office

Posted on November 24, 2016

WEST LOS ANGELES, CALIF., (November 23, 2016) – EP Wealth Advisors, a fee-only registered investment advisory and financial planning firm managing more than $2.4 billion for clients as of September 30, 2016, has hired Patrick L. Kinney as financial advisor for its West Los Angeles office location. “I’m excited to join such a rich client-centric… Read more »

In the News: “You Can’t Put a Price on Culture”

Posted on October 6, 2016

If you’re looking for a behind-the-scenes peek into EP Wealth Advisors, I would recommend reading this article by Financial Advisor Magazine’s Dan Jamieson, “You Can’t Put a Price on Culture.” In the article, he describes the origins of EP Wealth Advisors and how we’ve been able to continue our success right here in Torrance, while… Read more »

In the news: How You Can Use Leftover Savings in College Accounts

Posted on September 15, 2016

We talk to our clients so much about being prepared for retirement, and that often means being able to pay for their children’s education. But if you have saved for Stanford and your kid gets a full athletic scholarship, you could have a lot of investable assets left over in your college savings accounts. Since… Read more »

In the news: Where to Start when Choosing a Medicare Plan

Posted on August 25, 2016

As financial planners, we are interested in every decision with a dollar sign. With the fall coming up soon, many retirees will be making one of the big decisions: Medicare during its Annual Enrollment Period. Since most people don’t deal with Medicare until they’re 65, our clients want to learn more about what Medicare is,… Read more »

What Is Phishing – Common Email Phishing Scams and Attacks

Posted on August 30, 2016

With the ever growing threats of viruses, malware, and ransomware targeting the financial industry as of late, I just want to remind everyone how easy it is for cyber-criminals to bypass regular anti-virus solutions with a process called Phishing. Here are some tips and pointers on some other subjects too that pertain to our industry…. Read more »

Quoted in the Media

Quoted in the Media

Posted on June 14, 2016

Quoted in the media As leaders in the field of wealth management, the principals of EP Wealth Advisors are frequently called upon to offer commentary on issues related to personal finance.   April 21, 2016 EP Wealth Advisors’ Regional Director Lynn Ballou, CFP® was recently quoted by CNBC. “Tax Planning is more about whittling over… Read more »